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Home Loans

At Park First Home Loans, we assist clients with all their home loan needs, complete their home loan applications and guide them right through to settlement. However, our service doesn’t end there.

After settlement our brokers will always be available to assist you with any queries you may have about your home loan or to discuss any additional requirements. Customers are encouraged to call us whenever they need assistance (just like having their own personal Bank Manager).

We work with numerous banks and institutions to place customers with the bank or lender which offers the product to best meets their individual needs.

Our success rate for loans submitted to our banks and institutions is 98%.

We see customers 24 hours a day, seven days a week – at home, office or any other convenient location.

We do not pressure our clients, nor do we charge our customers a fee. The institution or bank pays commission for loans approved. The customer is receiving better service at no extra cost.

Our staff are all very experienced in the area of home lending and look forward to working together with you to assist you realize your dream of owning your own home.

 

Documents required for home loan application

Identification
Copy of driver’s licence
Copy of passport
Copy of birth certificate
Copy of marriage certificate (if applicable)
If customer does not have a passport or birth certificate, the following documents would be required - credit or debit card,
- medicare card,
- regular bill with current address.

Proof of Income
Last 3 pay slips
Last year’s group certificate or tax return.
If customer has been working for less than six months a letter from employer stating he or she is permanent and not under any probationary period
If customer is self employed 2 years tax returns are required.

Proof of Assets
House-Rates notice or if renting, require a written reference from real estate agent or landlord,
Bank account statements
Superannuation fund statements
Car registration certificate
Investment statements
Share statements
Contents insurance statement

Proof of Loans
Home loans - last six months’ statements.
Personal or car loan - last six months’ statements
Credit cards - last 3 statements
AGC or interest free - last 3 statements.





 
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