Our Team

Derrick Parkins is the brains behind the business. As Park First Home Loan’s Managing Director, Derrick is responsible for managing our team of brokers to ensure we maintain high professional standards and continued business growth.

Managing Director and founder of Park First Home Loans, Derrick is a Certified Financial Planner of more than 30 years’ experience, specialising in superannuation and investment advice.

When not working on the business chances are Derrick is off riding on his bike somewhere working on his fitness – riding 6 days a week averaging about 250-300 km / week. He is also a committed volunteer with the Ecumenical Coffee Brigade. This is a charity that runs an early morning food van that calls in at various spots around the city where Brisbane’s homeless congregate.

Jeff Falconer is passionate about building a reputation as a leading mortgage broker based on providing outstanding service to his clients. His determination is based on an innate competitiveness combined with a real sense of satisfaction gained from helping people achieve their financial goals.

Jeff is well known amongst his colleagues for being proficient and achieving fast turnaround times for the families and business people he helps. A Mortgage Broker for more than 18 years, Jeff has helped many people buy their first home, get a larger home, refinance and expand their business.

This demanding role at Park First Home Loans requires Jeff to have superb product knowledge, exceptional customer service and exude professionalism at all times. Jeff has been the winner of “Independent Broker of the Year” awards once and a runner up 3 times, as well as a Platinum achiever for 5 years running.

Outside of work, Jeff loves being with his wife and two kids. He enjoys watching all sports and has a passion for travel.

Chris Smith is a fully accredited mortgage broker and a member of the Mortgage & Finance Association of Australia (MFAA).

As an investor himself, Chris is passionate about property. He thoroughly enjoys assisting his clients in meeting their objectives around property ownership, whilst saving them time and money in the process. With an extensive knowledge of various lenders and their products, Chris ensures every client benefits by receiving a bespoke product that suits their individual needs, not the needs of the lender.

Chris’s personal interests include camping with the family and travel.

Ryan Carter is a fully qualified mortgage broker ready to give you advice on the best mortgage products and policies tailored to your personal situation. Ryan is valued by all who do business with him as someone who genuinely cares about his clients and understands the importance of long term relationships.

Ryan joined the banking industry in 2002 and has been a Mortgage Broker since 2007. During this time he has built up a comprehensive knowledge of mortgage broking and believes that hard work and determination are the true drivers of success. Very approachable, he has a ‘never give up’ attitude which has seen him help customers achieve the impossible.

Clients have said Ryan helps take the stress out of the mortgage application process and he has been known to work “until all hours” for his clients. Ryan works closely with solicitors and other professionals and has specialised knowledge in purchasing residential and commercial property. When not working hard for his clients Ryan can be found relaxing on a beach somewhere or playing with his young son.

Veronika Sebesta is a Mortgage Broker who prides herself on taking the guesswork out of property and car finance for her clients & explaining her recommendations in easy to understand terms. Her approach is one of well researched solutions and efficient progress towards fast approval.

With over 10 years banking and finance industry experience and strong written and verbal communication skills Veronika has loyal clients Australia wide and is happy to assist those who are remotely based or prefer to communicate via phone and email due to their busy schedules.

Her motive is to work like a finance industry Robin Hood – taking from the banks and getting more for the people!

Kathrine Parmenter is a highly motivated Loan Writer who is committed to helping clients find the right home loan solution for their individual situations. She goes above and beyond to help turn dreams into reality, ensuring her customer needs are met and optimum results are achieved.

Kathrine is always available to answer clients’ queries and works hard to make sure all deadlines are met. Before joining the team at Park First Home Loans, Kathrine worked for 38 years in the Banking & Finance industry where she developed her customer service skills, as well as her extensive knowledge in mortgage lending.

In her downtime Kathrine enjoys nothing more than getting away in her campervan with some friends and her camera.

Caralissa Watson is our home loan processor and go to girl for all processing enquiries in the office. Her role is to ensure the paperwork is done correctly to the lenders standard and to lodge and chase the application through to approval and settlement. Caralissa ensures our clients get the best possible outcome and enjoy their experience with Park First Home Loans.

Caralissa has been a part of the Park First team since September 2014 and has developed into a vital player in the smooth running of the home loan process. She is a highly dedicated, organised individual with the highest attention to detail. We can always rely on her to provide quality service by promptly answering clients’ questions and assisting in settling client files without delay as well as provide post-settlement support.

Outside the office, Caralissa is a mother and step-mother to three active boys. In her down time she enjoys focusing on fitness or baking up a storm in the kitchen.

Andrea Parkins is an integral part of a highly professional team renowned for providing exceptional client services and consistently great results.

Her primary responsibility is administration, CRM management and general administrative assistant to the Brokers. She is a sucker for puzzles and books, loves having coffee with her friends and walking her dog. If not working you will find the typical Andrea sitting in the corner flipping pages or busy creating a mess in the kitchen learning to cook some dishes she found on YouTube.

Andrea brings an enthusiastic, committed and highly personable approach to her position and takes seriously her responsibility to assist the brokers to provide clients with the best possible advice.